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Be Your Own Banker 

Be Your Own Banker 

Learn key strategies to create certainty in your financial future!

Learn key strategies to create certainty in your financial future!

Make Sure Your Sound Is Turned On

Learn about the most powerful banking tool available today!

Did You Know?

The Average American Consumer will Pay Nearly 

$280,000

in Interest* Over Their Lifetime! 

Did You Know?

The Average American Consumer will Pay Nearly 

$280,000

in Interest* Over Their Lifetime! 

Have you ever felt like something isn't quite right with our financial system? 

It almost feels like it wasn't set up for the average person to win! So many people spend tens of thousands on interest, fees, and taxes that they could be avoiding if they only knew how. 

Gain Control of 
Your Money

Learn how to stop paying interest to banks for those important life purchases and start paying yourself instead! The wealthy understand all of these “secrets” and they take advantage of them every day. They understand how to pay cash and earn interest at the same time. Stop making the rich richer and use your own money to pay for vacations, college tuition, improving your home, and more. 

Certainty in Your Financial Future

Banks and Wall Street have programmed us to take our savings and invest in products that we don't understand, like 401k accounts. On top of that, they teach us to let the money sit for 20-30 years. But of course, THEY would never do that! 

Learn from Our Past Lessons

Most financial advisors don’t really have your best interests in mind. Oftentimes they are leaving you exposed to market volatility and you are not the one in control. Things can be uncertain when interest rates, taxes and fees constantly change. Look at the 2008 crisis, rising interest rates are what forced most Americans out of their homes. Having control over your finances is critical!

You Can Become the Bank

You Can Become the Bank

"My name is Kyle Fuller, owner of Factum Financial an HJR Global subsidiary, and Arizona’s top infinite banker. I am a financial wealth expert trained by the esteemed Nelson Nash Institute, and I practice what I preach. In this introductory course, you are going to learn the secrets to help you literally become your own banker to finance things like cars, vacations, education, real estate, even things like charitable donations and taxes!"

  • Finance the things of life while earning interest.
  • ​This course is perfect if you want to overcome debt, create lasting wealth, or simply strive for financial freedom.
  • ​Unmatched stability (150+ year track record of success).
  • ​High returns not attached to the stock market.
  • ​Learn how to manage your money and pay less taxes. 
  • Learn quickly how to get a guaranteed 300% to 800% higher return than what a bank will pay you!
  • ​Get started today, even if you don’t have a lot of extra cash!

A LEADER IN INFINITE BANKING

30 combined years of experience in Infinite Banking

Helped hundreds of families save money every year

Saved individuals thousands of dollars in interest they would have paid to banks

Showed hundreds of families how to increase their 
financial IQ

We've Helped Hundreds of Familes. Why Not You?

“I would recommend Factum to anyone on the fence about what to do with their money because they have a clear set path for growing your money securely and with added more personal control over it.” - Craig

“Family finances and investments used to be sources of anxiety and uncertainty about the future. Now I get excited when I look to our financial future.” - Adam  

“Before I started Infinite Banking, my financial life was a bit chaotic. I was investing (and still am), but I wasn't "double-dipping" like you can within the infinite banking system. I'm now able to increase my investment yield by taking a few additional simple steps.” - Joshua

“It is an investment in the future. They care about my 6 kids and are helping me build a financial legacy for them. I feel like it is a safe place for my money to be and I can have access to it if I needed it.” -Cindy

We've Helped Hundreds of Familes. Why Not You?

“I would recommend Factum to anyone on the fence about what to do with their money because they have a clear set path for growing your money securely and with added more personal control over it.” - Craig

“Family finances and investments used to be sources of anxiety and uncertainty about the future. Now I get excited when I look to our financial future.” - Adam  

“Before I started Infinite Banking, my financial life was a bit chaotic. I was investing (and still am), but I wasn't "double-dipping" like you can within the infinite banking system. I'm now able to increase my investment yield by taking a few additional simple steps.” - Joshua

“It is an investment in the future. They care about my 6 kids and are helping me build a financial legacy for them. I feel like it is a safe place for my money to be and I can have access to it if I needed it.” -Cindy

Get the All-for-One Infinite Banking Introductory Course Now! 

I’d like to rush these proven training programs to you right now. Start today!

Check out our online introduction course, Infinite Banking: 
  • An Intro Course: Infinite Banking Foundation to create a bullet-proof financial and personal wealth system with more certainty without making high-risk investments that rarely pay off.
  • Our introduction course includes 21 lessons with over 5 hours of training on the in’s and outs’ of Infinite Banking. 
  • A small investment of $97 will pay you back in dividends!

Act Now and Receive these Exclusive Bonuses!

Bonus 1: FREE Infinite Banking overview letting you in on investment options that provide cash flow including:

  • Time tested process that wealthy elites have been using quietly for generations.
  • How to pay cash AND earn interest at the same time.
  • The surprising place banks and Fortune 500 Companies keep their savings. 

Bonus 2: Access your FREE Financial Picture Kit that will help you determine how much money you could be saving!

  • Show what your financial picture looks like with the current interest rates that you’re paying
  • See how you can recapture the interest you would normally lose

Bonus 3: Access to the HJR Economics Private Facebook Group

  • This private group is the first group of several on your financial wellness journey
  • ​Join other individuals of all different stages of wealth, status, experience, knowledge and capabilities
  • ​Be a part of a community that can help you wherever you currently are and take you to where you want to go with investments, business, and financial opportunities. 
  • ​Ask questions based on stages that they're currently at, and for the more experienced Members, we ask that you share your experiences and knowledge by answering their questions as much as possible. 
  • ​Expert moderators answer all questions asked by Members

Kyle’s incredible course can help you reach financial freedom, and you can see for yourself through real world numbers and examples that he will show you, just how it can do that. 

If you are not satisfied with your new financial IQ, we will give you your money back!

Yes! I want to learn about wealth strategies that provide financial certainty.

Do you want financial results faster in life? 

You can either continue paying banks interest draining more money from your bank account, or you can learn about wealth strategies that provide financial certainty, increase wealth, and build a legacy. 

*Source: Marketwatch.com 
DISCLAIMER: The Infinite Banking Introduction and Implementation courses are an educational product offered by HJR Economics. HJR Economics is not selling investments, insurance, real estate, securities, or anything other than education and is not providing tax advice, legal advice, or investment advisory products. We discuss general principles and strategies, but we do not know anything about you or your financial circumstances. As you consider applying the educational principles and strategies you see here, you should understand that there is risk in any investment and we cannot guarantee any particular results or success.
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